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Real payments, powered by Stripe

Collect money as a group, pay it out by handle

Parcel is a group payments platform. One person collects the money — for a trip, event, cause or shared bill — and we settle it straight to the recipient's bank account.

Collect for a group

One person gathers the funds — for a trip, event, gift, or shared bill — and Parcel keeps track of who paid what.

Pay by @handle

No account numbers or routing digits. Type the recipient's handle, pick an amount, and the money is on its way.

Bank linking

Recipients add their payout method once. After that, every cleared payment settles straight to their bank.

Card, prepaid or bank debit

Payers choose how to fund it. Every transfer runs through a real pending-to-settled lifecycle with full receipts.

Parcel is the merchant of record

We collect the payment, hold it safely, and settle the recipient. That means clear terms, dispute protection, and regulated payout handling.

How the money moves

When someone pays, Parcel collects the funds as the merchant of record. The payment is held until it clears, then paid out to the recipient's chosen bank account or digital wallet. ACH and card processing run through Stripe's licensed infrastructure, so identity and bank verification happen on Stripe's secure screens — never on Parcel.